bonus for the next S$50,000 of your account balance. After reviewing the features of OCBC 360, it’s time to dig deeper into the features of UOB One and what makes it a worthy rival of OCBC 360. Depositor may or may not receive any hibah for Qard deposits. Receive a sure-win hongbao* from the tier that you have registered for! Co. Reg. This promotion is valid from 1 December 2020 to 30 January 2021 (both dates inclusive). UOB One Debit Mastercard will be issued when you apply online for the UOB One Account. Get interest of up to a total of 0.50% p.a.1. Full terms and conditions apply. Deposits, Loans, Unit trusts, Credit Card and more. UOB bank accounts like the Gold Savings Account come with a monthly service charge fee. Full terms and conditions governing the UOB Passbook and Uniplus Savings Promotion (1 December 2020 to 30 January 2021) apply. UOB Stash Savings Account is a great option for consumers with moderate-to-large balances and variable saving behaviours. The UOB Gold Savings Account (GSA) allows you to buy and sell gold without physical delivery. Visit any UOBM Branch to open your account. monthly. Accounts that offer cheque books, such as the UOB One Account, may leverage a fee for cheque books. He will get S$127,786 9 (more than 2X of his premiums paid) at age 70, S$159,865 9 (more than 3X of his premiums paid) at age 75, or S$236,574 9 (more than 4X of his premiums paid) at age 85 when he chooses to surrender the plan. You are able to view “e-Statement” via UOB PIB, up to 5 years back. Learn more about account fees and charges. UOB has recently increased their savings interest rates, allowing all existing and new UOB One Account holders to earn more interest annually. No. UOB Lady's Savings Account The first-in-market savings account in Malaysia for ladies that protects you with female cancer coverage as you save. UOB bank accounts generally charge $30 if an account is closed within 6 months of opening. Mr Tan chooses to accumulate his savings without making any withdrawals, so he could have more when he decides to surrender his policy at a later age. No bonus for account … An individual with a savings of S$75,000 , and is able to meet UOB’s requirement will be able to earn an interest of S$1,827 within a year. You can, of course, use UOB One Card without putting your money in UOB One account, but you would then need to clock spend on the other cards – spending which could be clocked on the UOB One Card. However, children under 12 years old must be held in trust by the parent (s) or legal guardian (s) // ]]> Applications received outside these times will be processed the next working day. Banks have promotions whereby they offer bonus interest rates on savings accounts if you meet certain conditions. 199301017069 (271809-K)).All Rights Reserved. Dilengkapi dengan kartu ATM/Debit dan pilihan media laporan transaksi dalam bentuk laporan bulanan (statement).Semakin sering bertransaksi, semakin tinggi bunga yang akan didapatkan pada tabungan. I was considering both iShares Silver Trust ETF and UOB Silver Savings Account. Customer Satisfaction Index (CSI) Survey Report for 2017, Housing Loan Referral Scheme Terms & Conditions, Complimentary monthly/quarterly statement to keep track of your transactions, Complimentary mini ATM statement to update you on your current balance, Convenience of accessing cash anytime, anywhere, Register with Personal Internet Banking and enjoy default daily limit to UOB Kay Hian at RM50,000, You must be a Malaysian citizen or Permanent Resident, Original Identity Card (IC) for Malaysians and Passport for foreigners. Also available on mobile. Hassle-free monthly funds transfers to Uniplus Account from any account with UOB or any other financial institutions. UOB Basic Savings Account-i offers many benefits, such as UOB Personal Internet Banking, 24-hour banking services and 24-hour electronic banking centres. Earn higher interest rates of up to 2.50% p.a. UOB Personal Basic Savings Account is a simple personal savings account with essential features and benefits. The UOB Uniplus Savings account comes with a host of advantages, including: Incentive to save. in your savings account. Fresh Funds Amount (i.e. Covers 6 female cancers with guaranteed coverage. Miscellaneous fees. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Auto Direct Debit, for 12 consecutive months]. Sign up online for a new UOB Lady’s Savings Account now and get up to S$80 cash credit*. 7 on your savings when you credit salary of at least S$2,000 into your UOB One Account. Register your participation now 30K, 50K or 100K)‹space›10-digit UOB savings account number. Here's how : UOB High Yield Account You deposit S$100,000 in the UOB High Yield Account and consolidate your deposits and investments with UOB as follows: a. UOB High Yield Account: S$100,000 b. UOB Baby Bonus Card Use the savings in the CDA to pay for permitted expenses incurred at Approved Institutions via NETS or GIRO, for all your children. Fixed Deposit Account: S$200,000 c. Unit Trust: S$300,000 Earn up to 0.50% p.a.1 interest and get a sure-win hongbao of up to S$168* when you deposit fresh funds and SMS to participate in our UOB Spring Savings Festival! I accept the Terms and Conditions Governing Accounts and Services , Terms and Conditions Governing Islamic Accounts and Services (Only for Islamic Accounts) and UOB Debit MasterCard Terms and Conditions. This promotion is valid from 1 December 2020 to 30 January 2021 (both dates inclusive). That’s it; you have unlocked the bonuses of the account. Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in … Early account closure fee. Then, you have to either credit your salary of at least $2,000, or have 3 GIRO bills paid within the calendar month. This account, in fact, bases its rewards simply on salary crediting (or making monthly GIRO debit transactions) and use of a UOB … To enjoy this service, please complete the Application for Deposits Transfer (Inter-bank GIRO Collection) Arrangement and mail it back to us, Book an appointment online for express account opening#. Works just like an ATM Card but offers rebates, discounts with added convenience and security. In case of ‘Inactive Account’ more than 12 consecutive months, and the balance is lower than 5,000 Baht at month end, the Bank charges maintenance fee 100 Baht/ month per 1 account [Inactive Account is the account with no movement of deposit/ withdrawal/ transfer/ bill payment transaction, excluding system automatic transaction e.g. Compared to DBS Multiplier, UOB One has significantly more fees that account holders are required to pay. If you’re looking for a savings account that comes with high interest rates without forcing you to commit to multiple bank products, then UOB One might be the right option for you. You shall apply for UOB Personal Internet Banking (PIB) or UOB Mighty in order to view account movements as UOB STASH is a bookless account. For the past few years, the UOB One Account has been the main competitor to the OCBC 360 as one of the best savings accounts in Singapore. of the highest gold balance each month, subject to a monthly minimum charge of 0.12 grams of gold. The easy-to-use UOB One account is one of the few higher interest savings accounts with no salary credit requirement. An individual with a savings of S$75,000 , and is able to meet UOB’s requirement will be able to earn an interest of S$1,827 within a year. Why Silver Savings Account with UOB? high-yield savings accounts, the DBS Multiplier , OCBC 360 , UOB One , Standard Chartered JumpStart can earn you about 1% to 3.8% p.a. The UOB Stash savings account is very straightforward as a "passive" savings account. United Overseas Bank (UOB) and Prudential Singapore have launched a new savings account for women that provides free medical insurance cover … UOB One Savings Account is a great option for consumers seeking high interest rates without the complicated tracking associated with most multi-product accounts. 0.75% p.a. Earn base and monthly bonus interest by just maintaining balance amount with UOB Stash! The interest rates are somewhat similar though the UOB One Account works in a slightly different way. Maintenance fee applies if the average monthly balance of current or savings account is below HKD1,000,000 (or equivalent amount in other currencies at the … The UOB Stash savings account is very straightforward as a "passive" savings account. Facilitate your cross-border trading activities through multiple currencies in your Savings Accounts, while enjoying daily simple interest paid on a monthly basis. Any amount of Incremental Fresh Funds Balance exceeding S$1,000,000 shall only earn interest at the applicable Prevailing Interest Rate. Let's connect on WhatsApp! Get bonus interest when the following conditions are met; Bonus Interest Rate Tier 1 Conditions of Bonus Interest Rate Tier 1 Providing limited compensation to selected eligible deposits. For reference, keeping $10,000 in this account will earn you $5 a year in interest. Depending on the savings account and the promotion, you can earn up to 4.25% p.a. Monthly service fee. Similar to OCBC 360, the base interest rate of UOB One starts at 0.05% p.a and can go all the way up to 2.50% p.a. Simply SMS to register for the tier you wish to participate in and deposit fresh funds to complete the registration. UOB One Account adalah tabungan Rupiah yang memberikan kemudahan bertransaksi sekaligus mengoptimalkan pertumbuhan dana tabungan. 2 Waived for first 6 months for online account opening only. The above hibah rates for Qard deposits are based on historical payout and do not serve as an obligation of … UOB Direct Visa Debit Card. UOB has joined its Singapore banking peers in deepening cuts to interest rates tied to flagship savings accounts, reflecting the prolonged low-interest rate environment. The bonus interest rates per annum for UOB Stash savings account are as follows: No bonus for the first S$10,000 of your account balance. (Includes prevailing interest rate of 0.05%). Fees. bonus for the next S$50,000 of your account balance. Open UOB ONE ACCOUNT and get normal interest rate of 0.25% (p.a.) From Aug 1, Singapore's third-largest retail bank will lower all rates on its UOB One account for account balances up to S$75,000. Plus, get up to S$168 sure-win hongbao* when you deposit fresh funds and SMS to participate in the UOB Spring Savings Festival! The customer is able to view “e-Statement” via UOB PIB, up to 5 years back. What’s next? Earn interest rates of up to 0.50% p.a.1 on your savings when you make an incremental fresh funds deposit of at least S$15,000 into your Passbook Savings Account. With UOB ONE Account, you can maximise your savings even when you’re shopping or paying bills online. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address, Not applicable to Business Corporations, Associations and Societies, Minimum balance to maintain in the account is RM20. Bank is responsible for insurance premium, depositor is assured person and has the right to provide 3 rd party or himself/herself as beneficiary under insurance policy linked to UOB V Care Savings, which MSIG insurance PCL as insurance company shall be responsible … A S$2 minimum balance fee will be charged if your average daily balance for the month falls below S$500, For a list of fees applicable, please click, You must be at least 15 years old (Singaporean / Permanent Resident or Non-Singaporean), Minimum initial deposit of S$500 (Singaporeans / Permanent Residents); S$20 (for Singaporeans / Permanent Residents with a monthly income of less than S$2,000, and who are using the account as a Basic Bank Account); S$1,000 (Non-Singaporeans). Illustration: 0.45% p.a. Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Account holders earn interest rate boosts simply for growing their balance from the previous month, and don't need to worry about long-term deposit or withdrawal-related commitments. Using UOB GSA and SSA allows you to buy and sell gold and silver without physical delivery. This promotion for UOB Passbook Savings and UOB Uniplus Accounts and ends on 31 Jan 2021 Complete your banking experience with UOB Debit MasterCard. Firstly, the requirements are really straightforward: you must spend $500 on a UOB card. Miscellaneous fees. Monthly service fee. Eligibility: 18 years old and above: Initial Deposit: Minimum 5 grams: Min. United Overseas Bank (UOB) and Prudential Singapore today launched the UOB Lady’s Savings Account, the only financial solution for women in Singapore that combines a savings account with complimentary medical insurance for six female-related cancers. interest (Prevailing Interest Rate). The UOB One is offered by the United Overseas Bank (UOB) and is considered as one of the most popular high-yield savings accounts by a bank in Singapore. Let your spending do the earning. The terms and conditions of the promotion may be subject to change without prior notice or reason. Up to 3.35% p.a. In case that customer have more than 1 UOB Secure savings account, total insurance coverage will be counted on all eligible accounts, max coverage up to THB 2,000,000 per person In case of joint account and do have beneficiary details, every joint account owners will receive equal compensation on eligible account(s), max up to THB 2,000,000 per account UOB has joined its Singapore banking peers in deepening cuts to interest rates tied to flagship savings accounts, reflecting the prolonged low-interest rate environment. Savings Insurance Overview- UOB Insurance products include General Insurance,Drive Care Motor Insurance,Travel Insurance, Life Insurance : Endowment,Term,Whole Life,Investment-linked,Credit Sure andAnnuity type of plans Image: UOB. Please note that you can only choose to participate in one Tier for this Promotion. From 1 May 2020, this interest rate reduces to 1.796%. 3 2017 Protection Gap Study – Singapore, Life Insurance Association Singapore. The cut in interest rate by UOB on its One Account is the steepest compared to the other banks. The bonus interest rates per annum for UOB Stash savings account are as follows: No bonus for the first S$10,000 of your account balance. The customer shall apply for UOB Personal Internet Banking (PIB) or UOB Mighty in order to view account movements as UOB ONE ACCOUNT is a bookless account. Key benefits you enjoy: Global ATM Card or fee waiver on UOB Direct Visa Card Also, you can track your transactions via monthly/quarterly statement for free! 1 on your savings with UOB One Account. [CDATA[ Please also bring the following supporting document(s): Utility bill (e.g. The base interest rate for savings accounts are pretty low, starting from 0.05% p.a. UOB has recently increased their savings interest rates, allowing all existing and new UOB One Account holders to earn more interest annually. DBS Multiplier VS UOB One: A Guide to These Savings Accounts Colin Ng | October 26, 2020 December 13, 2020 Opening a savings account with a trusted bank is the first step towards protecting your savings and planning for your future. In case of ‘Inactive Account’ more than 12 consecutive months, and the balance is lower than 5,000 Baht at month end, the Bank charges maintenance fee 100 Baht/ month per 1 account [Inactive Account is the account with no movement of deposit/ withdrawal/ transfer/ bill payment transaction, excluding system automatic transaction e.g. Pay with UOB Debit/ Credit Card to earn rewards while doing the things you love, reap higher interest rates for your deposit while you … This means you can circumvent the issue of safe storage while maintaining the authenticity of holding physical gold. Secure and Encrypted 5-Day Clearing Week FAQs.Cheque Truncation System FAQs.Remittances Overview. The former is traded in the NYSE and I actually activated my US stocks account last week. No bonus for account … Our Uniplus account is a popular statement-based savings account that gives you a world of conveniences and lets you enjoy daily interest rates. interest (Bonus Rate assuming Incremental Fresh Funds Balance of more than S$100,000) + 0.05% p.a. To boost your interest, you can either credit your monthly salary or pay 3 bills by GIRO. UOB bank accounts like the Gold Savings Account come with a monthly service charge fee. UOB Basic Savings Account-i offers many benefits, such as UOB Personal Internet Banking, 24-hour banking services and 24-hour electronic banking centres. For the past few years, the UOB One Account has been the main competitor to the OCBC 360 as one of the best savings accounts in Singapore. 3. Full Terms and Conditions of the UOB Lady’s Savings Account apply.. 1 6 female cancer covers: Breast, Cervix Uteri, Uterus, Fallopian Tube, Vagina/Vulva and Ovary. 1 Valid for UOB Passbook Savings Account or UOB Uniplus Account only. 1Valid for UOB Passbook Savings Account or UOB Uniplus Account only. Access your finances conveniently at the comfort of … Multiplier gets away with it somewhat, since you can simply spend a dollar on any DBS card just to fulfil the spend category, but it is simply lacklustre now after its 2020 revision. Make yourself a priority with UOB Lady’s Savings Account. Why Should You Use UOB Gold Savings Account (GSA) And Silver Savings Account (SSA)? UOB One also comes with competitive interest rates, but the good thing is that it doesn’t encourage... 2. Features. The Account that looks after you With most critical illness protection plans averaging S$60,000 1 sum assured and protection needs at S$316,000 1, the UOB Lady's Savings Account serves to fill this protection gap by giving you up to S$200,000 coverage.. Singapore's third-largest retail bank will from Aug 1 lower all rates on its UOB One account for account balances up to S$75,000. No. Let us call you. Accounts that offer cheque books, such as the UOB One Account, may leverage a fee for cheque books. Available currencies ... Ease of managing your account anytime, anywhere with UOB's eBanking platform. UOB One 1. For added convenience, you can set up a monthly fund transfer to your child’s Junior Savers Account if you are an existing UOB account holder. Interested in UOB Deposit accounts? 193500026Z. Example: If you wish to register for the S$30,000 / Silver tier, SMS: 30k 0123456789 If you wish to register for the S$50,000 / Gold tier, SMS: 50k 2468013579 If you wish to register for the S$100,000 / Platinum tier, SMS: 100k 0123456789 Bal Fee: 5 grams: Monthly Svc. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Usher in the new year with prosperity and abundance with up to S$168 sure-win hongbao* when you deposit fresh funds into your UOB Passbook Savings Account. I accept the Terms and Conditions Governing Accounts and Services , Terms and Conditions Governing Islamic Accounts and Services (Only for Islamic Accounts) and UOB Debit MasterCard Terms and Conditions. 0.95% p.a. Auto Direct Debit, for 12 consecutive months]. Also, you can track your transactions via monthly/quarterly statement for free! Copyright © A savings account is a deposit account you hold with a bank. The terms and conditions of the promotion may be subject to change without prior notice or reason. How to Qualify for Category B? UOB One Savings Account is a great option for consumers seeking high interest rates without the complicated tracking associated with most multi-product accounts. UOB Stash Savings Account is a great option for consumers with moderate-to-large balances and variable saving behaviours. You can make a deposit or withdrawal just like normal savings account. *The UOB Spring Savings Festival (4 January 2021 to 28 February 2021) is valid from 4 January 2021 to 28 February 2021, both dates inclusive. document.write(new Date().getFullYear()) We once said the BOC SmartSaver had the best savings account in … This is an interest-bearing account and although these kinds of accounts do not have high interest rate, it is the reliability and safety which make them a good option for saving your money. Early account closure fee. Protected by PIDM up to RM250,000 for each depositor. 1. Account holders earn interest rate boosts simply for growing their balance from the previous month, and don't need to worry about … Pick this account if you’re allergic to maths, because the only requirement is spending at least $500 a month on a UOB credit card (either UOB One Card, UOB Lady’s Card, or UOB YOLO Card). 0.95% p.a. Insured up to S$75k by SDIC. All Rights Reserved. //